Patrick J. Martin
Patrick J. Martin
Patrick J. Martin Real Estate LLC
Madison, WI
REALTOR®

608-223-1330
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Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Patrick J. Martin
Patrick J. Martin Real Estate LLC

Madison, WI 
Mobile: 608-223-1330 
Contact Me

Your REALTORS® for Madison, Dane County, and South Central Wisconsin

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"Thank you from the bottom of our hearts for helping us find our dream home. We have commented to each other several times that it could not have been easier or a better experience. We already know you're better than any one our friends have used! You went above and beyond to accommodate us and make us comfortable with the whole process! I bow to your expertise and negotiation skills! We will continue to recommend you to everyone we know. ...All our and gratitude." 
 
Maren and Brian Beermann
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